Advertising & Affiliate Disclosure

Effective date: October 7, 2026

This disclosure applies to ShoBiz ("we," "us," "our"), operated by VaultWiz LLC. It covers our website, apps, emails, social media, videos, webinars, and any other content we publish.

1. We may earn money from what we recommend

Some links, banners, buttons, and promo codes on our platforms are affiliate or referral links. If you click one and then buy, sign up, apply, or get approved, we may earn a commission, referral fee, or other payment. This includes flat fees, a percentage of the sale, recurring payments, or credits.

You pay nothing extra because of this. In some cases, our link gets you a discount you would not otherwise get.

2. Other ways we may be paid

Besides affiliate links, we may receive:

  • Payment for sponsored content, ads, or placements

  • Free products, services, trial accounts, or software access

  • Payment for mentioning or reviewing a company in a video, email, or post

  • Referral fees from partners we introduce you to

When content is sponsored, we will label it clearly, for example "Sponsored," "Paid Partnership," or "Ad."

3. How payment may affect what you see

Payment from a partner may affect which products we feature, and where and how often they appear. We do not include every company or offer available in the market. A partner's payment does not change the facts we state about a product. Our goal is to recommend tools and services we believe are useful to business owners.

4. Our opinions are our own

Our reviews and recommendations reflect our honest views and experience. Where we say we use a product, we do. No partner reviews or approves our content before it goes live unless we clearly say so. Results described in testimonials or case studies are not typical and are not a promise of your results.

5. Financial, credit, and funding products

Some partners offer business credit cards, loans, lines of credit, credit-reporting services, banking, or funding products. Please note:

  • We are not a lender, bank, or credit bureau. We do not make credit decisions.

  • We do not guarantee approval, specific terms, rates, credit limits, or funding amounts. The partner decides those based on its own rules.

  • Terms change often. Rates, fees, and offers shown on our platforms may be out of date. Always check the partner's official terms before you apply.

  • This is not financial, legal, or tax advice. Talk to a licensed professional about your specific situation.

  • Applying for credit may result in a credit inquiry and may affect your credit score.

6. Third-party sites

Affiliate links take you to websites we do not own or control. Their terms, privacy policies, and security practices apply, not ours. We are not responsible for their products, services, customer support, or how they handle your data.

7. Program-specific notices

Some programs require specific wording. For example, if we participate in the Amazon Associates program: As an Amazon Associate, we earn from qualifying purchases.

8. Changes to this disclosure

We may update this disclosure at any time. The effective date above shows when it last changed.

9. Questions

If you have questions about any product we mention or about our partner relationships, contact us at info@shobizapp.com

This disclosure is governed by the laws of the State of Wyoming.